Welcome to the official website and services of Gem Money Changers Pvt Ltd. This Disclaimer governs your use of our site, content, and services. By accessing our branches or website, you agree to the terms outlined in this Disclaimer.

1. General Information Only

The information provided by Gem Money Changers Pvt Ltd is for general informational purposes only. While we strive to keep the content accurate and up to date, we make no warranties of any kind—express or implied—regarding the accuracy, reliability, or completeness of the information presented.

2. No Financial or Legal Advice

None of the content provided on our website or in our communication should be considered as financial, legal, tax, or investment advice. All decisions regarding currency exchange or international remittance should be made after consulting with a qualified professional or financial advisor.

3. Currency Rate Fluctuations

Foreign currency exchange rates fluctuate constantly based on global market movements. The rates displayed on our website, social media, or shared over the phone are indicative only and may vary at the time of the actual transaction. Customers are advised to confirm final rates directly with our authorized staff before proceeding.

4. Limitation of Liability

Gem Money Changers Pvt Ltd shall not be held responsible for any loss, damages, or inconvenience resulting from:

• Use or inability to use our website or services
• Delays in processing transactions
• Exchange rate differences
• Inaccurate or outdated information on this site
• Any action taken based on the website content without proper consultation

5. Third-Party Links

Our website or social content may include links to third-party websites. These are provided solely for convenience and do not imply endorsement. We do not control or take responsibility for the content or practices of these external websites.

6. Regulatory Compliance

We operate in strict accordance with:

• Reserve Bank of India (RBI) guidelines
• Foreign Exchange Management Act (FEMA)
• Know Your Customer (KYC) norms
• Anti-Money Laundering (AML) laws

All customers are required to comply with documentation and identity verification as mandated by law. We reserve the right to deny or terminate service in cases of non-compliance or suspicion of unlawful activity.

7. Website Availability

We do not guarantee uninterrupted or error-free access to our website. Maintenance, updates, or technical issues may temporarily affect availability.

8. Changes to Disclaimer

Gem Money Changers Pvt Ltd reserves the right to update or change this Disclaimer at any time. Changes will be effective immediately upon being posted on this page.

9. Contact Information

If you have questions regarding this Disclaimer, please contact us:

Chennai Office
Address: 110, Sir Thyagaraya Rd, Parthasarathi Puram, T. Nagar, Chennai, Tamil Nadu 600017
Calling Support: 9551222029, 9551271845
Email: gemmc13@gmail.com

Trichy Office
Address: Plaza Hotel No 13C, First Floor, Alam Tower, Royals Road, Trichy – 620001
Calling Support: +91 9551271852
Email: gemmc13thy@gmail.com

By continuing to use our services, you agree to this Disclaimer in full.
Thank you for choosing Gem Money Changers Pvt Ltd.